New York Life - Small Business Solutions

Small Business Solutions - New York Life Insurance - Houston Texas

We help our small business clients manage employee benefit expenditures and support employees and their families. We help get the right benefits for your organization by working as your benefits agency and designing a benefits package to meet your budget and goals. Our expertise in the employee benefits arena can help you work on building your business while taking care of the people in your company

 

.Employee Benefit Solutions

  • Group Health, Dental, Vision*, and Life Insurance
  • Disability Insurance  – Long-Term and Short-Term*
  • Group Life and Accidental Death & Dismemberment (AD&D)*
  • Funding for retirement savings plans such as 401(k), SEP, Simple IRA, Defined Benefit, Profit Sharing,  and Deferred Compensation Plans

     

Business and Executive Benefit Solutions

  • Business Overhead Insurance*
  • Disability Buy-Out*
  • Buy-Sell Arrangements
  • Funding Key Person or Executive Insurance
  • Funding Non-Qualified Deferred Compensation
  • Group Life Insurance Carve-Out*
  • Supplemental Individual Disability Income*
  • Split Dollar Life Insurance
  • Funding Selective Executive Retirement Plan (SERP) 


Business Continuity Planning
We also offer our qualified clients the benefit of working with New York Life's Advanced Planning Group, a premier planning team with expertise in law, accounting, financial, and insurance planning. Whether it is a Buy/Sell Agreement or a special type of Owner/Executive Compensation Arrangement, we have the experience to design the most efficient and tax-advantaged way to ensure smooth transitions within your company.

 

Recommendation
As the Nineteenth Century industrialist Andrew Carnegie learned, the key to success in business is to surround yourself with loyal, capable people. If you suffer from unhealthy turnover in your company, or just want to make sure you keep your quality people, protect those valuable assets by considering the tools above.

 

 *Products available through one or more carriers not affiliated with New York Life, dependent on carrier authorization and product availability in your state or locality.