As licensed agents of New York Life Insurance Company, we offer a variety of products that can help you meet a number of insurance and financial needs. Take a moment to read all about the insurance and financial products we offer and to contact us for an in-depth discussion of your financial goals. 

Annuities 

An annuity is a unique financial vehicle designed to help you accumulate money for your retirement and/or turn a lump-sum of money into a guaranteed stream of income payments.

Deferred Annuities

Deferred Annuities offer the advantage of tax-deferral and can be used to accumulate money for retirement.

Fixed Deferred Annuities* 

With a Fixed Interest Deferred Annuity, the interest rate on your policy is guaranteed never to fall below a certain amount. For many people, this provides a measure of security about their investment.

Income Annuities

Income Annuities are used to generate a stream of income payments that is guaranteed to last for as long as needed -- even for the rest of your life. 

Guaranteed Lifetime Income Annuities**

An income annuity where income payments begin immediately - one period after the annuity is purchased. It is designed to provide you with predictable income monthly, quarterly, semi-annually or annually, no matter how long you live, and regardless of how the financial markets perform. We also carry joint Guaranteed Lifetime income annuities, and can provide a lifetime income stream for lives of two people. 

Investments***

At New York Life and its subsidiaries, we offer comprehensive products and services to help you develop a sound, long-term investment strategy. You can choose from over 10,000 mutual funds, including self-directed, and tax-deferred Individual Retirement Accounts (IRAs). We also offer products to fund plans for companies of all sizes, ranging from SIMPLE IRAs to full-service defined contribution and defined benefit plans. 

* Issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation).

** Guaranteed Lifetime Income Annuities are issued by New York Life Insurance and Annuity Corporation (a Delaware Corporation), a wholly owned subsidiary of New York Life Insurance Company. Guarantee based on the claims paying ability of the issuer.

***Offered by NYLIFE Securities LLC (member FINRA/SIPC).

Need a little help in deciding which products would be right for you and your family? Please do not hesitate to contact me for additional information. We can help you analyze your needs and recommend appropriate products.